Posts

Scam Alert: Beware Child Tax Credit Scams

The Child Tax Credit, a part of the American Rescue Plan Act of 2021 that takes effect in July, is already drawing the attention of scammers. The newly expanded Child Tax Credit (CTC) will provide monthly payments of up to $300 per child for approximately 40 million households across the country. Payments will be issued […]

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Dream First, Details Later

Title: Dream First, Details Later: How to Quit Overthinking & Make It Happen! Author: Ellen Bennett Hardcover: 240 pages Publisher: Portfolio Publishing date: April 27, 2021 Who is this book for?  Wanna-be entrepreneurs wondering how to get started. Anyone looking for inspiration and guidance on making their dreams come true. What’s inside this book? Bennett’s incredible story of how she […]

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7 Questions To Ask Yourself Before Making A Large Purchase

  You’re convinced: You really want that Coach handbag. Or you need that genuine Armani tie. Or maybe you know that gigantic, high-res entertainment center will transform your weekends. So you swipe your card and the dream item becomes yours. Of course, you’re absolutely thrilled. That’s until, a few weeks down the line, when you’re staring a […]

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How Much Does it Cost to Have a Dog?

Q: I’d love to have a dog, but I’m not sure I can afford one. What kind of expenses am I looking at if I bring a furry canine friend home? A: Owning and caring for a dog doesn’t come cheap. But, if you work out the numbers before moving forward, you’ll know what to expect and […]

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Beware the Amazon Watch Raffle Scam

Everyone admires Amazon’s scope and efficiency. Scammers are no exception. Recently, they’ve been piggybacking on Amazon’s reach and excellent name to pull off a scam that’s already taken in thousands of innocent victims. The scam – also known as the “fitness watch text” or the “Apple Watch raffle scam” – involves a congratulatory text message […]

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Saving on Landscaping

For the green-thumbed homeowner, there are few things as pleasurable as running fingers through soft, moist earth, catching sight of the first flowering buds of spring and inhaling the scent of freshly cut grass. Tending to a lawn and garden can get expensive. Between seeds, fertilizer and gardening supplies, costs can be high enough to […]

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All You Need to Know About Ransomware

Ransomware has been tagged as an “epidemic” by major security companies. Like a virus that keeps evolving, new strains of ransomware are constantly emerging, many of them using new and original techniques that haven’t been tried before. You probably already know the intended goal of ransomware is to kidnap a victim’s data and demand payment […]

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Preparing Financially for a New Baby

Congratulations! You’ve just gotten the positive pregnancy test results and you’re breathless with excitement — and nerves. Or maybe you’re a few months along, and the mild panic is growing right along with the baby bump. Regardless, a baby means big changes, and some of those changes bring many new expenses. How will you pay […]

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Report Scams to the National Elder Fraud Hotline

With more and more older people becoming targets of scammers, the U.S. Department of Justice’s Office for Victims of Crime instituted the National Elder Abuse Fraud Hotline for people to report fraud against anyone age 60 or older. A 2020 Federal Trade Commission (FTC) report says the most money lost in scams by older adults in 2019 […]

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Simple Steps to Start Saving

Everyone knows how important it is to regularly put money into savings, but research shows that 25% of Americans have no emergency savings at all. Don’t let this be you! If you’re ready to start saving, but you don’t know where to begin, Lincoln Maine FCU can help. Here are seven simple steps that can get you […]

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