Consumer Loans

Buying a new or used car, truck, ATV, motorcycle, snowmobile, or boat is an important decision. Researching and planning first can save you money and help you enjoy your investment. Lincoln Maine FCU offers many resources to help you make the right decision.

Consumer Loan Rates: 2019-2015

Score		36 Months	48 Months	60 Months	72 Months
680>	A	2.25%	2.99%	3.99%	4.75%
640-679	B	2.99%	3.49%	4.49%	4.95%
600-639	C	6.49%	6.75%	7.49%	9.25%
550-599	D	7.99%	9.50%	9.75%	11.75%
549-	E	10.99%	13.25%	13.75%	14.75%

Consumer Loan Rates: 2014-2009

Score		Up to 60 Months
680>	A	4.25%
640-679	B	4.99%
600-639	C	8.00%
550-599	D	10.50%
549-	E	13.50%

Signature Rates: 2008 and older

Score		Up to 60 Months
680>	A	7.90%
640-679	B	8.90%
600-639	C	11.40%
550-599	D	18.00%
549-	E	18.00%

Consumer Loan Rates: 2019-2015 Boats / Motorhomes / Campers Only

Score		36 Months	48 Months	63 Months	72 Months	84 Months	120 Months
680>	A	2.25%	2.99%	3.99%	4.75%	5.75%	7.99%
640-679	B	2.99%	3.49%	4.49%	4.95%	5.99%	8.99%
600-639	C	6.49%	6.75%	8.00%	9.25%	12.49%	13.99%
550-599	D	7.99%	9.50%	9.75%	11.75%
549-	E	10.99%	13.25%	13.75%	14.75%

Consumer Loan Rates: 2014-2009 Boats / Motorhomes / Campers Only

Score		60 Months	72 Months	84 Months	120 Months
680>	A	4.25%	5.75%	7.99%	8.99%
640-679	B	4.99%	6.75%	8.99%	9.99%
600-639	C	7.46%	10.75%	13.99%	14.99%
550-599	D	10.50%
549-	E	13.50%

Links to Third Party Sites

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