Consumer Loans

Buying a new or used car, truck, ATV, motorcycle, snowmobile, or boat is an important decision. Researching and planning first can save you money and help you enjoy your investment. Lincoln Maine FCU offers many resources to help you make the right decision.

Consumer Loan Rates: 2018-2014

Score 36 Months 48 Months 63 Months 75 Months
720+ A+ 1.99% 2.25% 2.99% 3.99%
680-719 A 1.99% 2.25% 2.99% 3.99%
640-679 B 2.49% 2.99% 3.49% 4.49%
600-639 C 4.49% 6.49% 6.75% 8.00%
550-599 D 7.99% 9.50% 9.75% 11.75%
549- E 10.99% 13.25% 13.75% 14.75%

 

Consumer Loan Rates: 2013-2008

Score Up to 60 Months
720+ A+ 4.25%
680-719 A 4.25%
640-679 B 4.99%
600-639 C 7.46%
550-599 D 10.50%
549- E 13.50%

 

Signature Rates: 2007 and older

Score Up to 60 Months
720+ A+ 7.90%
680-719 A 7.90%
640-679 B 8.90%
600-639 C 11.40%
550-599 D 18.00%
549- E 18.00%

 

Consumer Loan Rates: 2018-2014 Boats / Motorhomes / Campers Only

Score 36 Months 48 Months 63 Months 75 Months 84 Months 120 Months
720+ A+ 1.99% 2.25% 2.99% 3.99% 4.75% 7.99%
680-719 A 1.99% 2.25% 2.99% 3.99% 4.75% 7.99%
640-679 B 2.49% 2.99% 3.49% 4.49% 4.99% 8.99%
600-639 C 4.49% 6.49% 6.75% 8.00% 11.49% 13.99%
550-599 D 7.99% 9.50% 9.75% 11.75%
549- E 10.99% 13.25% 13.75% 14.75%

 

Consumer Loan Rates: 2013-2008 Boats / Motorhomes / Campers Only

Score 75 Months 84 Months 120 Months
720+ A+ 5.75% 7.99% 8.99%
680-719 A 5.75% 7.99% 8.99%
640-679 B 6.75% 8.99% 9.99%
600-639 C 10.75% 13.99% 14.99%