Buying a new or used car, truck, ATV, motorcycle, snowmobile, or boat is an important decision. Researching and planning first can save you money and help you enjoy your investment. Lincoln Maine FCU offers many resources to help you make the right decision. % rates shown as APR.
Consumer Loan Rates: 2020-2016
| Score | 36 Months | 48 Months | 60 Months | 72 Months | |
| 680> | A | 2.25% | 2.99% | 3.45% | 3.75% |
| 640-679 | B | 2.99% | 3.49% | 4.49% | 4.95% |
| 600-639 | C | 6.49% | 6.75% | 7.49% | 9.25% |
| 550-599 | D | 7.99% | 9.50% | 9.75% | 11.75% |
| 549- | E | 10.99% | 13.25% | 13.50% | 14.75% |
Consumer Loan Rates: 2015-2010
| Score | Up to 60 Months | |
| 680> | A | 4.25% |
| 640-679 | B | 4.99% |
| 600-639 | C | 8.00% |
| 550-599 | D | 10.50% |
| 549- | E | 13.75% |
Signature Rates: 2009 and older
| Score | Up to 60 Months | |
| 680> | A | 7.90% |
| 640-679 | B | 8.90% |
| 600-639 | C | 11.40% |
| 550-599 | D | 18.00% |
| 549- | E | 18.00% |
Consumer Loan Rates: 2020-2016 Boats / Motorhomes / Campers Only
| Score | 36 Months | 48 Months | 63 Months | 72 Months | 84 Months | 120 Months | |
| 680> | A | 2.25% | 2.99% | 3.45% | 3.75% | 5.75% | 7.99% |
| 640-679 | B | 2.99% | 3.49% | 4.49% | 4.95% | 5.99% | 8.99% |
| 600-639 | C | 6.49% | 6.75% | 8.00% | 9.25% | 12.49% | 13.99% |
| 550-599 | D | 7.99% | 9.50% | 9.75% | 11.75% | ||
| 549- | E | 10.99% | 13.25% | 13.50% | 14.75% |
Consumer Loan Rates: 2015-2010 Boats / Motorhomes / Campers Only
| Score | 60 Months | 72 Months | 84 Months | 120 Months | |
| 680> | A | 4.25% | 5.75% | 7.99% | 8.99% |
| 640-679 | B | 4.99% | 6.75% | 8.99% | 9.99% |
| 600-639 | C | 7.46% | 10.75% | 13.99% | 14.99% |
| 550-599 | D | 10.50% | |||
| 549- | E | 13.75% |