Consumer Loans

Buying a new or used car, truck, ATV, motorcycle, snowmobile, or boat is an important decision. Researching and planning first can save you money and help you enjoy your investment. Lincoln Maine FCU offers many resources to help you make the right decision. % rates shown as APR.

Consumer Loan Rates: 2020-2016

Score 36 Months 48 Months 60 Months 72 Months
680> A 2.25% 2.99% 3.45% 3.75%
640-679 B 2.99% 3.49% 4.49% 4.95%
600-639 C 6.49% 6.75% 7.49% 9.25%
550-599 D 7.99% 9.50% 9.75% 11.75%
549- E 10.99% 13.25% 13.50% 14.75%

 

Consumer Loan Rates: 2015-2010

Score Up to 60 Months
680> A 4.25%
640-679 B 4.99%
600-639 C 8.00%
550-599 D 10.50%
549- E 13.75%

 

Signature Rates: 2009 and older

Score Up to 60 Months
680> A 7.90%
640-679 B 8.90%
600-639 C 11.40%
550-599 D 18.00%
549- E 18.00%

 

Consumer Loan Rates: 2020-2016 Boats / Motorhomes / Campers Only

Score 36 Months 48 Months 63 Months 72 Months 84 Months 120 Months
680> A 2.25% 2.99% 3.45% 3.75% 5.75% 7.99%
640-679 B 2.99% 3.49% 4.49% 4.95% 5.99% 8.99%
600-639 C 6.49% 6.75% 8.00% 9.25% 12.49% 13.99%
550-599 D 7.99% 9.50% 9.75% 11.75%
549- E 10.99% 13.25% 13.50% 14.75%

 

Consumer Loan Rates: 2015-2010 Boats / Motorhomes / Campers Only

Score 60 Months 72 Months 84 Months 120 Months
680> A 4.25% 5.75% 7.99% 8.99%
640-679 B 4.99% 6.75% 8.99% 9.99%
600-639 C 7.46% 10.75% 13.99% 14.99%
550-599 D 10.50%
549- E 13.75%