Personal Loans

Personal loans can get you the money you need to pay for life’s many expenses! Whether you’re looking to book your next vacation, relax in a new hot tub, build equity, or manage your credit, Lincoln Maine FCU wants to help you get started today!

Personal Loan Rates

Credit Rating		APR
720+	A+	8.90%
680-719	A	8.90%
640-679	B	9.90%
600-639	C	12.90%
550-599	D	18.00%
549-	E	18.00%

Fuel Loan Rates

APR
4.50% Tiered	12 Month Term
	Pay Direct or club 69-pay
	Invoice, must be a member for at least 6 months

Alternative Heating & Winterization Rates

APR
6.49% Tiered
	Need Estimates & Pay Direct

Wedding Loan Rates

Tierd based on credit score	APR
	4.95%	12 months
	5.95%	25 months
	6.95%	36 months
	7.95%	48 months

Rate Details:

*Rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, “up-to” subject to approval, “as low as” subject to creditworthiness. As of 2/8/23 subject to change at any time.

Links to Third Party Sites

You are now leaving Lincoln Maine Federal Credit Union's ("LMFCU") website and linking to a website not owned or operated by LMFCU. Links to other Web Sites/e-mail addresses are provided solely as a convenience. LMFCU has no control over the content of these sites; and LMFCU shall have no responsibility or liability relating to any access to such sites or communications between you and such Third-Parties. LMFCU’s privacy disclosures do not apply to linked Third-Party websites, and we advise you to consult the privacy disclosures on the linked Third-Party website for further information.

LMFCU’s website may also contain links to other websites owned, operated by, or affiliated with LMFCU ("Affiliated Sites"). Affiliated Sites are also not governed by LMFCU’s privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products/ Services Offered by Third-Parties / Affiliates: Any products or services ("products") which are provided by third parties or affiliates are not products of LMFCU. If the purchase of same is facilitated by or through LMFCU financing such is merely a convenience to the borrower(s) and in no way, creates any contractual or other relationship between the borrower(s) and LMFCU with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and LMFCU shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same. By continuing to the site, you acknowledge and agree to this policy.

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