Personal Loans

Personal loans can get you the money you need to pay for life’s many expenses! Whether you’re looking to book your next vacation, relax in a new hot tub, build equity, or manage your credit, Lincoln Maine FCU wants to help you get started today!

Personal Loan Rates

 Credit Rating  APR
720+ A+ 8.90%
680-719 A 8.90%
640-679 B 9.90%
600-639 C 12.90%
550-599 D 18.00%
549- E 18.00%


Fuel Loan Rates

4.50% Tiered 12 Month Term
Pay Direct or club 69-pay
Invoice, must be a member for at least 6 months


Alternative Heating & Winterization Rates

6.49% Tiered
Need Estimates & Pay Direct

Wedding Loan Rates

 Tierd based on credit score APR
4.95% 12 months
5.95% 25 months
6.95% 36 months
7.95% 48 months

Wedding Loan











Rate Details:
*Rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, “up-to” subject to approval, “as low as” subject to creditworthiness. As of 2/8/23 subject to change at any time.