Share Certificates

A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.

Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.

	Share Certificates	Effective	APY*	Rate
	3 Month	1/29/2021	0.15	0.150
	6 Month	1/29/2021	0.25	0.250
	9 Month	1/29/2021	0.30	0.300
	12 Month	1/29/2021	0.35	0.349
	18 Month	1/29/2021	0.45	0.449
	24 Month	1/29/2021	0.55	0.548
	30 Month	1/29/2021	0.60	0.598
	36 Month	1/29/2021	0.65	0.648
	48 Month	2/10/2022	0.85	0.846
	60 Month	2/10/2022	0.95	0.946

	Jumbo Certificates (>$100,000)	Effective	APY*	Rate
	3 Month	1/29/2021	0.20	0.200
	6 Month	1/29/2021	0.30	0.300
	9 Month	1/29/2021	0.35	0.349
	12 Month	1/29/2021	0.40	0.399
	18 Month	1/29/2021	0.50	0.499
	24 Month	1/29/2021	0.60	0.598
	30 Month	1/29/2021	0.65	0.648
	36 Month	1/29/2021	0.70	0.698
	48 Month	2/10/2022	0.90	0.896
	60 Month	2/10/2022	1.00	0.995

Looney Toon Share Certificates	Effective	APY*	Rate
12 Month	1/29/2021	0.35	0.350

APY= Annual Percentage Yield

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