Share Certificates

A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.

Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.

	Share Certificates	Effective	APY*	Rate
	3 Month	5/11/2020	0.35	0.349
	6 Month	3/18/2020	0.60	0.600
	9 Month	5/11/2020	0.65	0.648
	12 Month	3/18/2020	0.90	0.900
	18 Month	3/18/2020	1.01	1.000
	24 Month	3/18/2020	1.21	1.200
	30 Month	3/18/2020	1.21	1.200
	36 Month	5/11/2020	1.31	1.302
	48 Month	5/11/2020	1.46	1.449
	60 Month	5/11/2020	1.61	1.597

	Jumbo Certificates (>$100,000)	Effective	APY*	Rate
	3 Month	5/11/2020	0.35	0.349
	6 Month	3/18/2020	0.60	0.600
	9 Month	5/11/2020	0.65	0.649
	12 Month	3/18/2020	0.90	0.900
	18 Month	3/18/2020	1.01	1.000
	24 Month	3/18/2020	1.21	1.200
	30 Month	3/18/2020	1.21	1.200
	36 Month	5/11/2020	1.31	1.302
	48 Month	5/11/2020	1.46	1.449
	60 Month	5/11/2020	1.61	1.597

Looney Toon Share Certificates	Effective	APY*	Rate
12 Month	3/18/2020	0.90	0.900

APY= Annual Percentage Yield

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