Share Certificates

A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.

Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.

Share Certificates Effective APY Rate
3 Month 11/16/2018 1.00 1.00
6 Month 7/11/2018 2.00 1.980
9 Month 2/5/2019 2.00 1.980
12 Month 7/11/2018 2.15 2.127
18 Month 11/16/2018 2.25 2.225
24 Month 2/5/2019 3.00 2.956
30 Month 2/5/2019 2.20 2.176
36 Month 2/5/2019 2.60 2.567
48 Month 2/5/2019 2.80 2.762
60 Month 2/5/2019 3.10 3.053
Jumbo Certificates (>$100,000) Effective APY Rate
3 Month 11/16/2018 1.15 1.143
6 Month 7/11/2018 2.10 2.078
9 Month 2/5/2019 2.10 2.078
12 Month 7/11/2018 2.25 2.225
18 Month 11/16/2018 2.30 2.274
24 Month 2/5/2019 3.10 3.053
30 Month 2/5/2019 2.30 2.274
36 Month 2/5/2019 2.70 2.664
48 Month 2/5/2019 2.90 2.859
60 Month 2/5/2019 3.20 3.150
Looney Toon Share Certificates Effective APY Rate
12 Month 2/5/2019 2.15 2.127