Share Certificates

A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.

Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.

Share Certificates Effective APY* Rate
3 Month 11/10/22 2.020 2.00
6 Month 11/10/22 2.275 2.25
9 Month 11/10/22 2.531 2.50
12 Month 11/10/22 3.045 3.00
18 Month 1/9/23 4.341 4.25
24 Month 11/10/22 3.148 3.10
36 Month 11/10/22 3.821 3.75
48 Month 11/10/22 3.821 3.75
60 Month 11/10/22 3.821 3.75
Jumbo Certificates (>$100,000) Effective APY* Rate
3 Month 11/10/22 2.071 2.05
6 Month 11/10/22 2.327 2.30
9 Month 11/10/22 2.583 2.55
12 Month 11/10/22 3.097 3.05
18 Month 1/9/23 4.394 4.30
24 Month 11/10/22 3.200 3.15
36 Month 11/10/22 3.873 3.80
48 Month 11/10/22 3.873 3.80
60 Month 11/10/22 3.873 3.80
Looney Toon Share Certificates Effective APY* Rate
12 Month 11/10/22 3.045 3.00

APY= Annual Percentage Yield

Terms and Conditions Subject to Change Without Notice