Share Certificates

A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.

Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.

Share Certificates Effective APY* Rate
3 Month 5/11/2020 0.35 0.349
6 Month 3/18/2020 0.60 0.600
9 Month 5/11/2020 0.65 0.648
12 Month 3/18/2020 0.90 0.900
18 Month 3/18/2020 1.01 1.000
24 Month 3/18/2020 1.21 1.200
30 Month 3/18/2020 1.21 1.200
36 Month 5/11/2020 1.31 1.302
48 Month 5/11/2020 1.46 1.449
60 Month 5/11/2020 1.61 1.597
Jumbo Certificates (>$100,000) Effective APY* Rate
3 Month 5/11/2020 0.35 0.349
6 Month 3/18/2020 0.60 0.600
9 Month 5/11/2020 0.65 0.649
12 Month 3/18/2020 0.90 0.900
18 Month 3/18/2020 1.01 1.000
24 Month 3/18/2020 1.21 1.200
30 Month 3/18/2020 1.21 1.200
36 Month 5/11/2020 1.31 1.302
48 Month 5/11/2020 1.46 1.449
60 Month 5/11/2020 1.61 1.597
Looney Toon Share Certificates Effective APY* Rate
12 Month 3/18/2020 0.90 0.900

APY= Annual Percentage Yield