Share Certificates

A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.

Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.

	Share Certificates	Effective	APY	Rate
	3 Month	11/16/2018	1.00	1.00
	6 Month	7/11/2018	2.00	1.980
	9 Month	2/5/2019	2.00	1.980
	12 Month	7/11/2018	2.15	2.127
	18 Month	11/16/2018	2.25	2.225
	24 Month	2/5/2019	3.00	2.956
	30 Month	2/5/2019	2.20	2.176
	36 Month	2/5/2019	2.60	2.567
	48 Month	2/5/2019	2.80	2.762
	60 Month	2/5/2019	3.10	3.053

	Jumbo Certificates (>$100,000)	Effective	APY	Rate
	3 Month	11/16/2018	1.15	1.143
	6 Month	7/11/2018	2.10	2.078
	9 Month	2/5/2019	2.10	2.078
	12 Month	7/11/2018	2.25	2.225
	18 Month	11/16/2018	2.30	2.274
	24 Month	2/5/2019	3.10	3.053
	30 Month	2/5/2019	2.30	2.274
	36 Month	2/5/2019	2.70	2.664
	48 Month	2/5/2019	2.90	2.859
	60 Month	2/5/2019	3.20	3.150

Looney Toon Share Certificates	Effective	APY	Rate
12 Month	2/5/2019	2.15	2.127

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