Share Certificates

A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.

Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.

Share Certificates Effective APY* Rate
3 Month 10/15/20 0.20 0.200
6 Month 10/15/20 0.35 0.349
9 Month 10/15/20 0.40 0.399
12 Month 10/15/20 0.50 0.499
18 Month 10/15/20 0.65 0.648
24 Month 10/15/20 0.75 0.747
30 Month 10/15/20 0.80 0.797
36 Month 10/15/20 0.85 0.846
48 Month 10/15/20 1.00 0.995
60 Month 10/15/20 1.16 1.153
Jumbo Certificates (>$100,000) Effective APY* Rate
3 Month 10/15/20 0.25 0.250
6 Month 10/15/20 0.40 0.400
9 Month 10/15/20 0.45 0.449
12 Month 10/15/20 0.55 0.548
18 Month 10/15/20 0.70 0.698
24 Month 10/15/20 0.80 0.797
30 Month 10/15/20 0.85 0.846
36 Month 10/15/20 0.90 0.896
48 Month 10/15/20 1.06 1.054
60 Month 10/15/20 1.21 1.203
Looney Toon Share Certificates Effective APY* Rate
12 Month 10/15/20 0.50 0.499

APY= Annual Percentage Yield