A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.
Share Certificates | Effective 11/1/24 | APY* | Rate | ||
3 Month | 1.005 | 1.00 | |||
6 Month | 4.341 | 4.25 | |||
9 Month | 4.341 | 4.25 | |||
12 Month | 4.603 | 5.15 | |||
18 Month | 4.237 | 4.15 | |||
24 Month | 4.081 | 4.00 | |||
36 Month | 3.977 | 3.90 | |||
48 Month | 3.873 | 3.80 | |||
60 Month | 3.873 | 3.80 |
Jumbo Certificates (>$100,000) | Effective 11/1/24 | APY* | Rate | ||
3 Month | 1.056 | 1.05 | |||
6 Month | 4.394 | 4.30 | |||
9 Month | 4.394 | 4.30 | |||
12 Month | 4.655 | 4.55 | |||
18 Month | 4.289 | 4.20 | |||
24 Month | 4.133 | 4.05 | |||
36 Month | 4.029 | 3.95 | |||
48 Month | 3.925 | 3.85 | |||
60 Month | 3.925 | 3.85 |
Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.
Looney Toon Share Certificates | Effective 11/1/24 | APY* | Rate |
12 Month | 4.603 | 4.50 | |
APY= Annual Percentage Yield
Terms and Conditions Subject to Change Without Notice