A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.
Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.
| Share Certificates | Effective | APY* | Rate | ||
| 3 Month | 3/18/2020 | 0.40 | 0.400 | ||
| 6 Month | 3/18/2020 | 0.60 | 0.600 | ||
| 9 Month | 3/18/2020 | 0.75 | 0.750 | ||
| 12 Month | 3/18/2020 | 0.90 | 0.900 | ||
| 18 Month | 3/18/2020 | 1.01 | 1.000 | ||
| 24 Month | 3/18/2020 | 1.21 | 1.200 | ||
| 30 Month | 3/18/2020 | 1.21 | 1.200 | ||
| 36 Month | 3/18/2020 | 1.41 | 1.400 | ||
| 48 Month | 3/18/2020 | 1.61 | 1.600 | ||
| 60 Month | 3/18/2020 | 1.81 | 1.800 |
| Jumbo Certificates (>$100,000) | Effective | APY* | Rate | ||
| 3 Month | 3/18/2020 | 0.40 | 0.400 | ||
| 6 Month | 3/18/2020 | 0.60 | 0.600 | ||
| 9 Month | 3/18/2020 | 0.75 | .0750 | ||
| 12 Month | 3/18/2020 | 0.90 | 0.900 | ||
| 18 Month | 3/18/2020 | 1.01 | 1.000 | ||
| 24 Month | 3/18/2020 | 1.21 | 1.200 | ||
| 30 Month | 3/18/2020 | 1.21 | 1.200 | ||
| 36 Month | 3/18/2020 | 1.41 | 1.400 | ||
| 48 Month | 3/18/2020 | 1.61 | 1.600 | ||
| 60 Month | 3/18/2020 | 1.81 | 1.80 |
| Looney Toon Share Certificates | Effective | APY* | Rate |
| 12 Month | 3/18/2020 | 0.90 | 09.00 |
APY= Annual Percentage Yield