A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.
Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.
Share Certificates | Effective | APY | Rate | ||
3 Month | 11/16/2018 | 1.00 | 1.00 | ||
6 Month | 7/11/2018 | 2.00 | 1.980 | ||
9 Month | 2/5/2019 | 2.00 | 1.980 | ||
12 Month | 7/11/2018 | 2.15 | 2.127 | ||
18 Month | 11/16/2018 | 2.25 | 2.225 | ||
24 Month | 2/5/2019 | 3.00 | 2.956 | ||
30 Month | 2/5/2019 | 2.20 | 2.176 | ||
36 Month | 2/5/2019 | 2.60 | 2.567 | ||
48 Month | 2/5/2019 | 2.80 | 2.762 | ||
60 Month | 2/5/2019 | 3.10 | 3.053 |
Jumbo Certificates (>$100,000) | Effective | APY | Rate | ||
3 Month | 11/16/2018 | 1.15 | 1.143 | ||
6 Month | 7/11/2018 | 2.10 | 2.078 | ||
9 Month | 2/5/2019 | 2.10 | 2.078 | ||
12 Month | 7/11/2018 | 2.25 | 2.225 | ||
18 Month | 11/16/2018 | 2.30 | 2.274 | ||
24 Month | 2/5/2019 | 3.10 | 3.053 | ||
30 Month | 2/5/2019 | 2.30 | 2.274 | ||
36 Month | 2/5/2019 | 2.70 | 2.664 | ||
48 Month | 2/5/2019 | 2.90 | 2.859 | ||
60 Month | 2/5/2019 | 3.20 | 3.150 |
Looney Toon Share Certificates | Effective | APY | Rate |
12 Month | 2/5/2019 | 2.15 | 2.127 |