Share Certificates

A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.

Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.

	Share Certificates	Effective 9/27/2022	APY*	Rate
	3 Month		1.005	1.00
	6 Month		1.511	1.50
	9 Month		1.613	1.60
	12 Month		1.765	1.75
	18 Month		1.867	1.85
	24 Month		1.969	1.95
	36 Month		2.839	2.80
	48 Month		2.891	2.85
	60 Month		2.943	2.90

	Jumbo Certificates (>$100,000)	Effective 9/27/2022	APY*	Rate
	3 Month		1.157	1.15
	6 Month		1.666	1.65
	9 Month		1.765	1.75
	12 Month		1.918	1.90
	18 Month		2.020	2.00
	24 Month		2.122	2.10
	36 Month		2.994	2.95
	48 Month		3.045	3.00
	60 Month		3.097	3.05

Looney Toon Share Certificates	Effective	APY*	Rate
12 Month	9/27/2022	1.765	1.75

APY= Annual Percentage Yield

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