Share Certificates

A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.

Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.

	Share Certificates	Effective	APY*	Rate
	3 Month	7/16/2020	0.25	0.250
	6 Month	7/16/2020	0.40	0.400
	9 Month	7/16/2020	0.50	0.500
	12 Month	7/16/2020	0.65	0.650
	18 Month	7/16/2020	0.85	0.850
	24 Month	7/16/2020	0.95	0.950
	30 Month	7/16/2020	0.95	0.950
	36 Month	7/16/2020	1.06	1.054
	48 Month	7/16/2020	1.20	1.193
	60 Month	7/16/2020	1.30	1.292

	Jumbo Certificates (>$100,000)	Effective	APY*	Rate
	3 Month	7/16/2020	0.25	0.250
	6 Month	7/16/2020	0.40	0.400
	9 Month	7/16/2020	0.50	0.500
	12 Month	7/16/2020	0.65	0.650
	18 Month	7/16/2020	0.85	0.850
	24 Month	7/16/2020	0.95	0.950
	30 Month	7/16/2020	0.95	0.950
	36 Month	7/16/2020	1.06	1.054
	48 Month	7/16/2020	1.20	1.193
	60 Month	7/16/2020	1.30	1.292

Looney Toon Share Certificates	Effective	APY*	Rate
12 Month	7/16/2020	0.65	0.650

APY= Annual Percentage Yield

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