Share Certificates

A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.

Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.

	Share Certificates	Effective	APY*	Rate
	3 Month	10/15/20	0.20	0.200
	6 Month	10/15/20	0.35	0.349
	9 Month	10/15/20	0.40	0.399
	12 Month	10/15/20	0.50	0.499
	18 Month	10/15/20	0.65	0.648
	24 Month	10/15/20	0.75	0.747
	30 Month	10/15/20	0.80	0.797
	36 Month	10/15/20	0.85	0.846
	48 Month	10/15/20	1.00	0.995
	60 Month	10/15/20	1.16	1.153

	Jumbo Certificates (>$100,000)	Effective	APY*	Rate
	3 Month	10/15/20	0.25	0.250
	6 Month	10/15/20	0.40	0.400
	9 Month	10/15/20	0.45	0.449
	12 Month	10/15/20	0.55	0.548
	18 Month	10/15/20	0.70	0.698
	24 Month	10/15/20	0.80	0.797
	30 Month	10/15/20	0.85	0.846
	36 Month	10/15/20	0.90	0.896
	48 Month	10/15/20	1.06	1.054
	60 Month	10/15/20	1.21	1.203

Looney Toon Share Certificates	Effective	APY*	Rate
12 Month	10/15/20	0.50	0.499

APY= Annual Percentage Yield

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