Share Certificates

A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.

Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.

Share Certificates Effective APY* Rate
3 Month 1/29/2021 0.15 0.150
6 Month 1/29/2021 0.25 0.250
9 Month 1/29/2021 0.30 0.300
12 Month 1/29/2021 0.35 0.349
18 Month 1/29/2021 0.45 0.449
24 Month 1/29/2021 0.55 0.548
30 Month 1/29/2021 0.60 0.598
36 Month 1/29/2021 0.65 0.648
48 Month 6/1/21 0.70 0.698
60 Month 6/1/21 0.85 0.846
Jumbo Certificates (>$100,000) Effective APY* Rate
3 Month 1/29/2021 0.20 0.200
6 Month 1/29/2021 0.30 0.300
9 Month 1/29/2021 0.35 0.349
12 Month 1/29/2021 0.40 0.399
18 Month 1/29/2021 0.50 0.499
24 Month 1/29/2021 0.60 0.598
30 Month 1/29/2021 0.65 0.648
36 Month 1/29/2021 0.70 0.698
48 Month 6/1/21 0.75 0.747
60 Month 6/1/21 0.90 0.896
Looney Toon Share Certificates Effective APY* Rate
12 Month 1/29/2021 0.35 0.350

APY= Annual Percentage Yield