Share Certificates

A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.

Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.

Share Certificates Effective APY* Rate
3 Month 7/16/2020 0.25 0.250
6 Month 7/16/2020 0.40 0.400
9 Month 7/16/2020 0.50 0.500
12 Month 7/16/2020 0.65 0.650
18 Month 7/16/2020 0.85 0.850
24 Month 7/16/2020 0.95 0.950
30 Month 7/16/2020 0.95 0.950
36 Month 7/16/2020 1.06 1.054
48 Month 7/16/2020 1.20 1.193
60 Month 7/16/2020 1.30 1.292
Jumbo Certificates (>$100,000) Effective APY* Rate
3 Month 7/16/2020 0.25 0.250
6 Month 7/16/2020 0.40 0.400
9 Month 7/16/2020 0.50 0.500
12 Month 7/16/2020 0.65 0.650
18 Month 7/16/2020 0.85 0.850
24 Month 7/16/2020 0.95 0.950
30 Month 7/16/2020 0.95 0.950
36 Month 7/16/2020 1.06 1.054
48 Month 7/16/2020 1.20 1.193
60 Month 7/16/2020 1.30 1.292
Looney Toon Share Certificates Effective APY* Rate
12 Month 7/16/2020 0.65 0.650

APY= Annual Percentage Yield