A Share Certificate (also known as a Certificate of Deposit or CD) is a great way to earn a guaranteed dividend rate. You have the flexibility to choose the amount of time you would like to let it grow. The minimum deposit for Share Certificates is $500. Lincoln Maine FCU offers Certificates terms ranging from 3 months to 5 years. Interest earned may be compounded or transferred to another account.
| Share Certificates | Effective 6/11/25 | APY* | Rate | ||
| 3 Month | 1.005 | 1.00 | |||
| 6 Month | 4.081 | 4.00 | |||
| 9 Month | 4.081 | 4.00 | |||
| 12 Month | 4.237 | 4.15 | |||
| 18 Month | 4.237 | 4.15 | |||
| 24 Month | 3.977 | 3.90 | |||
| 36 Month | 3.873 | 3.80 | |||
| 48 Month | 3.710 | 3.70 | |||
| 60 Month | 3.710 | 3.70 |
| Jumbo Certificates (>$100,000) | Effective 6/11/25 | APY* | Rate | ||
| 3 Month | 1.056 | 1.05 | |||
| 6 Month | 4.133 | 4.05 | |||
| 9 Month | 4.133 | 4.05 | |||
| 12 Month | 4.289 | 4.20 | |||
| 18 Month | 4.289 | 4.20 | |||
| 24 Month | 4.029 | 3.95 | |||
| 36 Month | 3.925 | 3.85 | |||
| 48 Month | 3.760 | 3.75 | |||
| 60 Month | 3.760 | 3.75 |
Lincoln Maine FCU also offers Looney Toon Certificates for children. This is a 12 month CD, with a minimum deposit requirement of $100.
| Looney Toon Share Certificates | Effective 6/11/25 | APY* | Rate |
| 12 Month | 4.237 | 4.15 | |
APY= Annual Percentage Yield
Terms and Conditions Subject to Change Without Notice