Personal Loans

Personal loans can get you the money you need to pay for life’s many expenses! Whether you’re looking to book your next vacation, relax in a new hot tub, build equity, or manage your credit, Lincoln Maine FCU wants to help you get started today!

Apply Online – HERE

Personal Loan Rates

 

 Credit Rating  APR Eligible My Link Program Member
680-719 A 9.49% 8.99%
640-679 B 10.49% 9.99%
600-639 C 12.49% 11.99%
550-599 D 18.00% 17.50%
549- E 18.00% 17.50%

 

 

My Linc Loyalty Loan

Qualified My Linc Program APR
$500 – No credit check 4.00%
$1000 – Credit Check 4.00%

 

Wedding Loan Rates

 Tiered based on credit score APR
5.49% 12 months
6.49% 25 months
7.49% 36 months
8.49% 48 months

Wedding Loan

 

 

 

 

 

 

 

 

 

 

Rate Details:
*Rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, “up-to” subject to approval, “as low as” subject to creditworthiness. As of 5/25/23 subject to change at any time.