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Ransomware has been tagged as an “epidemic” by major security companies. Like a virus that keeps evolving, new strains of ransomware are constantly emerging, many of them using new and original techniques that haven’t been tried before. You probably already know the intended goal of ransomware is to kidnap a victim’s data and demand payment […]

Congratulations! You’ve just gotten the positive pregnancy test results and you’re breathless with excitement — and nerves. Or maybe you’re a few months along, and the mild panic is growing right along with the baby bump. Regardless, a baby means big changes, and some of those changes bring many new expenses. How will you pay […]

With more and more older people becoming targets of scammers, the U.S. Department of Justice’s Office for Victims of Crime instituted the National Elder Abuse Fraud Hotline for people to report fraud against anyone age 60 or older. A 2020 Federal Trade Commission (FTC) report says the most money lost in scams by older adults in 2019 […]

Everyone knows how important it is to regularly put money into savings, but research shows that 25% of Americans have no emergency savings at all. Don’t let this be you! If you’re ready to start saving, but you don’t know where to begin, Lincoln Maine FCU can help. Here are seven simple steps that can get you […]

As we sail into 2021, many Americans are struggling with the aftershocks of financial disaster. Whether it’s due to a layoff, a smaller workload, medical expenses or a change in family circumstances, the financial fallout of COVID-19 has been devastating for people in every sector of the economy. Recovering from a financial disaster, due to […]

Love the holidays but hate the Santa sticker shock that follows? No need to spend your way into debt this Christmas. Keep costs down and make the holidays more meaningful by gifting your loved ones with personalized homemade presents. From pamper-me packages crafted with care, to home décor that costs just a few dollars, to […]

Q: I’m looking to tap into my home’s equity, possibly using a Home Equity Line of Credit. What are some of the advantages of choosing the HELOC option? A: A Home Equity Line of Credit (HELOC) is an open credit line that is secured by the paid value of the borrower’s home. Homeowners can generally open a […]

It’s baaaack! The “Secret Sister” holiday gift scam has reared its crooked head again, just in time for the holidays. While the festive season brings lots of joy and cheer, it also brings out the grinches who are looking to steal not only your holiday bliss, but also your identity and peace of mind. How […]

Haley Sacks is smart. She’s funny. She’s cool. And she’s on a mission to make finances fun. The self-proclaimed “financial pop star” uses memes, videos, a newsletter, events and a book club to teach a young and predominantly female audience all they need to know about getting and staying rich. As Sacks says, she’s out […]

After four years of late-night cramming sessions, a grueling class schedule, too many term papers to count and lots of hard-core partying, the big day is finally within sight. Graduation! You can hardly wait to toss your cap into the air and start making your mark in the big wide world. As you count down […]